1. How I can qualify for an unsecured business cash advance?

Accept credit cards as a form of payment and be in business for a year.

2. How easy is it to get approved by Merchant Money Fund ?

Very! It’s a simple one page application and your last four months of credit card processing documents

3. How can I speed up my cash advance approval?

Have all your documentation ready to send to your Merchant Money fund representative.

4. How do I get started?

Contact us now and speak to a representative.

5.How does the program work?

The Merchant Money fund will buy out a portion of your future credit card receivables and advance you the money.

6. How much will a business cash advance cost?

We have a variety of programs that have different cost. Contact us now for a detailed program explanation.

7. Is there a fee for providing a small business cash advance?

NO...!!

8.Will bad credit affect my cash advance request?

No. As long as any of your derogatory remarks are either closed or in the settlement stage we can work with you!

9. How fast can I get a small business cash advance?

From application to funding the process will take 3 to 5 business days.

10. How much of a cash advance can I receive?

Anywhere from 1.5 to 3 times your monthly credit card volume

11. How will I pay back the business cash advance?

A small portion of your credit card sales will be held back until the advance is paid off in full.

12.Is this a loan?

No. An advance will not show up with any credit reporting agencies. We do have loan products available for the merchant that needs one.

13. When I have repaid my first cash advance, How easy is it to apply again?

When you have paid half of your advance back you are eligible for more. It’s simple. No new application is needed.

14. How complicated is the paperwork?

It’s not at all. A simple one page application and your on your way

15. I am already with another financing company providing similar financing. Does that mean I will get approved by Merchant Money Fund ?

Not necessarily. Each firm has its own underwriting. If you have been approved with another company you have an excellent chance to be approved with us!

16. Can I receive financing from Merchant Money Fund while the financing from another company is still outstanding?

After you contact us a financial specialist with our firm will make that determination. Both loan products have merit and it comes down to your businesses needs. We will help you and guide you in the right direction.

17. Is it going to cost me to apply for Merchant Money Fund financing?

No. There are no upfront fees associated with this advance.

18. I have high enough overall sales, but my VISA/MC volume is very low. Is there any way I could receive funding?

Yes. We have programs to accommodate any situation.

19. Can the advance be renewed?

Yes. Once you are paid back we will contact you with an offer of additional funds.

20. Do I have to switch my current credit card processor?

Part of our job is to give you a free cost analysis. We will take a look at what you are paying to process your credit cards and in most cases beat your rates. If we can not beat or match your existing rates you will not be asked to switch from your current processor. But if we can save you money we will ask you to do so.

21. Do I have to get a new credit card terminal?

No. Most times we can reprogram your existing terminal.

22. What if I am not happy with Merchant Money Fund affiliated credit card processor?

Than you have no obligation to switch.

23. Compare the Unsecured Cash Advance to other financing methods?

Please click on Apply now!.

1. What will happen when my application is approved?

You may be asked for certain pieces of documentation in order to fund your account. In most cases just sit back and let us do all the work.

2. What you need to know about Merchant Money Fund ?

The Merchant Money Fund and its principals have been in the financial markets since 1992. We have over come and adapted to all types of markets. Let us use our world of experience to obtain the funding you need.

3. How Long does the loan process take from beginning to end?

About two weeks.

4. Is my information secure?

Of course. With our proprietary software and secured servers no one sees your information except a member of the Merchant Money Fund team.

5. When do I make my first payment?

After you receive your funds your payments will be electronically withdrawn from the nominated account.

6. When will I find out if I pre-qualify or not?

Within 72 hrs of the submission of your application.

7. How does this process work?

Once the information requested is submitted the underwriters in the firm will review your application and documentation and issue a pre approval.

8.What qualifications do I need for a small business loan?

One in business a year, two have a 650 fico score or better and three have an operating business checking/savings account.

9. What types of documentation do I need to provide?

Depending on the program. Bank statements, Tax returns, voided check and personal identification may be asked for.

10. If I have a credit history that is limited, am I eligible?

Perhaps. We will need a 650 fico score or above.

11. If I have bad credit or a bankruptcy, Can I still apply if I have a co-signer who does have good credit?

Yes!

12. How much can I borrow at this time?

We have no loan limits. It will all depend on what we feel your business can support.

13. If I pay off my loan or line of credit early, is there a pre-payment penalty?

NO!

14. What should I use Merchant Money Fund for my loan instead of applying with the lenders myself?

Our relationships go well beyond traditional banks. Allow us to put together your loan package and put it in the hands of a plethora of institutions.

15. What types of interest rates can I expect on these loans?

After our initial conversation we will make that determination for you.